Auto Loans and Refinancing

Auto Loans


Right now is the perfect time to get a new or used car with no payments for 90 days 1 — including hybrid and electric vehicles! Take advantage of this special offer when you apply for a GECU Auto Loan or ask for GECU financing at the dealership.

Every one of our vehicle loans come with …

Affordable payments

Get preapproved for an auto loan and know how much you can afford before you shop.

Competitive auto loan rates

A low-rate auto loan can save you money over time.

Easy terms

We offer a variety of auto loan terms that work for you and your goals.

Auto refinance available

Refinancing could lower your monthly payment or shorten the term of your current auto loan.

Auto Loans

GECU Auto Loan Refinancing

GECU is Here to Answer Your Vehicle Loan Questions How can I apply for a GECU Auto Loan? You can apply online now to get an auto loan or by calling us at 1.800.772.4328. What are the rates to finance a new or used vehicle with GECU? You can find our competitive auto loan rates here. Where do I start if I want to get an auto loan?

GECU can help you get started with your auto loan. You can apply online to get an auto loan or by calling us at 1.800.772.4328.

What can I do if I am not approved for an auto loan?

GECU financial coaches are available to answer any questions and meet with you to go over credit and budgeting. Contact us today by calling 1.800.772.4328.

How do auto loans work?

Auto loans allow you to purchase a vehicle. You can get preapproved or get approved to purchase a specific vehicle or to get an idea of the amount of money you can spend on a car. When getting a loan approved, the lender will provide the terms of the loan, including the interest rate, monthly payment and length of the loan. If you agree to the terms and haven’t found a vehicle yet, it’s time to go shopping. Once the vehicle is selected, the loan is finalized and disbursed to the dealership to pay for the vehicle. After this, you will begin making regular payments on the loan. Payments continue until the loan is paid off, then the vehicle is yours free and clear.

Complete our simple online application to get preapproved for your new or used vehicle today.

What documents do I need to provide in order to apply for an auto loan with GECU? GECU may request a valid form of identification, proof of income and other documents as needed. How long does it take to receive a response on my application?

GECU responds to applications as quickly as possible. Our goal is to get you an answer within 24 business hours from the time you applied.